Nov 22, 2021
The bull market in U.S. equities has driven a need for investment products that protect against downside risk. But those products must offer upside participation because nobody will ring a bell when the market peaks. Advisors must consider defined-outcome ETFs, low-vol and long-short funds, structured insurance...
Nov 19, 2021
As we head towards the close of 2021, advisors are faced with the challenge of managing client expectations amid record-high equity markets, dismal interest rates, and heightened threats of inflation. In addition to market headwinds, the gap in future return expectations between advisors and clients is at all-time highs.
Nov 11, 2021
The U.S. equity market is characterized by extreme dispersion. Virtually all the gains in the last eight years have been concentrated in six stocks: the FAANGs plus Microsoft. Strip out those six stocks, and the S&P 494’s performance has been utterly mediocre, roughly equal to that of the rest of the world. Here to...
Nov 10, 2021
I attended the annual NAPFA conference a couple of week ago, which was held in Boston, where I live. One of the most important sessions featured Kevin Keller, and he spoke about the initiatives and priorities of the CFP Board. Kevin is here today, along with Tom Sporkin, to talk about those initiatives. We’ll...
Nov 9, 2021
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Retirement planning is complex and risk in retirement is real.
To improve the confidence clients have in working with an advisor,
you need to prepare them for changes in retirement and avoid the
talk of probability of failure and success. Ongoing
adjustment-based planning aligns clients’ perceptions of
risk...
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